Numerous websites offer one of the quickest and most convenient ways to purchase term life insurance coverage. There is a easy 3-step process that can be completed from the privacy of your home or office without requiring you take a medical exam, blood test or speak with an agent. If qualified, you can print your in-force life insurance policy in minutes!
Enjoy peace of mind for the next 10, 15, 20 or more years. A Term life, No exam Insurance can be issued instantly on-line.
When you have a family who depend on your income , you should consider buying a no exam life insurance policy, in order to protect them. Life insurance is at times difficult to understand due to the large selection and the different types of insurance that are available.
An insurance policy is a legally 
binding contract between an insurance company and the person who buys the policy. In exchange for payment of a specified sum of money, called the “premium,” the insurance company agrees to pay for certain types of loss or damage as specified by the contract. When a loss occurs which meets all of the requirements described by the terms of an insurance policy, the loss is said to be “covered” by that policy.
There are 3 main types of life insurance: Term life, whole life and variable life. In Oregon, you can buy a new simple term life insurance for $150,000.00, and “no medical exam required” for up to $250,000 to term life for $300,000, in about 15 minutes. You can get same day coverage if you answer some simple medical questions and you can apply completely on line
June 9, 2008
By admin in Bend, Oregon | 0 comments
Readers Question: I live in Bend, Oregon which is also the home to over 300 miles of mountain bike trails. My question is: “What are the health questions I need to answer in order to get life insurance?”
There is a list of questions that most life insurance companies need for you to answer. The most important thing is do not lie. Tell the truth, as it is critical to finding the most affordable life insurance policy that is right for you. If you have medical issues you can still get life insurance, you just have to pay a little higher premium but if you are in good health you can get a very cheap life insurance quote without any problems.
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March 3, 2008
By admin in Beaverton, Oregon | 0 comments
I received a lots of question about the beneficiary on a life insurane policy and this question was interested and deserves a quick answer. The question: “If a minor child makes a claim on a life insurance policy and another individual is the designated beneficiary what consideration is given to the claim by the insurance Company?”
Beaverton is a city in Washington County, Oregon, 7 miles west of Portland in the Tualatin River Valley. Beaverton got its name because of the settlement’s proximity on a large body of water resulting from beaver dams. The area of Tualatin Valley which became Beaverton was originally the home of a Native American tribe known as the Atfalati which settlers mispronounced as Tualatin. Beaverton is home to the world headquarters of Nike, Inc.
Its really simple. The proceeds of a life insurance policy goes to the beneficiary named on the policy. Therefore a minor child cannot claim a life insurance policy when someone else is the designated beneficiary. That is why it is of upmost importance to make the proper plans and trusts.
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